Blog / Articles
How to Calculate Daily Calories: Complete Guide from TDEE
Learn how to calculate your total daily energy expenditure (TDEE) and basal metabolic rate. Set your calorie goal to lose weight or gain mass.
Read articleInvesting in CDB, LCI or LCA: Which Returns More in 2025?
Compare CDB, LCI and LCA and discover which investment yields the most in 2025. Understand the differences in taxes, liquidity and risk and calculate the net return.
Read articleCLT vs PJ: Which Regime is Most Worthwhile in 2026?
Discover the real financial differences between working as a CLT or PJ. Learn how to calculate how much you need to earn as a company to break even with a formal salary.
Read articleCDB, LCI or LCA: What is the Best Fixed Income Investment?
Compare the most popular fixed income options. Learn how Income Tax affects CDBs and discover when exempt LCI and LCA are better options.
Read articleHow to Calculate the 13th Salary: Formula, Installments and Discounts
Learn how to calculate the full 13th salary: value of the gross and net installments, INSS and IRRF deductions, and how to calculate the 13th proportional salary.
Read articleCLT Vacations: How to Calculate Amount, Allowance and Correct Dates
Learn how to calculate CLT vacations: vacation value, constitutional third, monetary allowance and how payment is made. With practical examples.
Read articleHow to Simulate and Calculate Property Financing
Learn how to calculate real estate financing installments. Understand the difference between the Price Table and the SAC and plan the purchase of your home.
Read articleHow to Calculate Overtime: Complete CLT Guide
Learn how to calculate overtime with an additional 50% and 100%, reflected in the DSR and 13th salary, according to CLT rules. With practical examples.
Read articleHow to Calculate BMI: Body Mass Index Guide
Learn how to calculate your BMI (Body Mass Index), check out the WHO classification table and understand the limitations of the index for physical health.
Read articleHow to Calculate Employment Termination: Complete Guide to Avoid Mistakes
Discover how the termination of an employment contract (CLT) is calculated, including notice, proportional vacation, 13th salary and FGTS fine.
Read articleHow to Calculate Net Salary: CLT Discount Guide
Learn how to calculate your net salary from your gross salary in the CLT. Understand the INSS, income tax (IRRF) rates and monthly deductions.
Read articleValuation: How to Calculate How Much Your Company Is Worth
Learn the basic concepts of business Valuation. Learn how large funds estimate the value of a business through Multiples and Discounted Cash Flow.
Read articleCredit Score Calculator: What Affects Your Score?
Understand what a credit score is, what affects your score on Serasa and SPC and how to increase your score to get cheaper credit.
Read articleTesouro Direto 2025: How to Invest and Calculate Profitability
Complete guide on Tesouro Direto 2025. Learn the difference between Tesouro Selic, IPCA+ and Prefixed, how to calculate the net income and how to invest.
Read articleComplete Guide to FGTS Calculation and Withdrawal
Find out how to calculate the balance of your retained FGTS, how the monthly income rules work and what all withdrawal methods are permitted.
Read articleThe Ultimate Guide to Compound Interest: How to Make Money Work for You
Learn all about compound interest, how it works and how it can multiply your investments over time. Includes practical examples.
Read articleHow to Invest in Tesouro Direto: Selic, IPCA or Prefixed?
Understand how the Tesouro Direto program works and learn the practical differences between Selic, IPCA+ and Prefixed bonds so as not to lose money with mark-to-market.
Read articleIncome Tax 2025: Understanding the Progressive Table
Demystifying the IRPF calculation for individuals. Find out how the progressive tax rate works in practice so you don't calculate more taxes than you owe.
Read articleINSS for Self-Employed and Individual Taxpayers: What Rate to Pay?
Complete guide for MEIs and independent professionals on INSS rates (5%, 11% or 20%). Find out what each contribution plan guarantees in terms of retirement and benefits.
Read articleProperty Profitability (Cap Rate): How to Know If Renting Is Worth It
Learn what Cap Rate is, how to calculate the net profitability of your rental property and find out if your money would be earning more in Fixed Income.
Read articleSimples Nacional or Presumed Profit: How to Pay Less Tax
Understand the tax difference between Simples Nacional and Lucro Presumido. Learn how to choose the best tax regime for your CNPJ to pay less taxes within the law.
Read articlePGBL vs VGBL Simulator: How to Choose the Best Private Pension
Understand the difference between PGBL and VGBL Private Pension plans. Discover how to deduct up to 12% on Income Tax and simulate your net balance.
Read articleIncome Tax 2025: IRPF Table, Ranges and How to Calculate
Check out the 2025 Income Tax progressive table, understand the tax brackets and learn how to calculate the IRPF payable or refunded in the annual declaration.
Read articleHow much INSS is deducted from your salary: Table and Calculation 2025
Find out exactly how much INSS is deducted from your salary in 2025. See the progressive rate table and learn how to calculate the correct deduction step by step.
Read articlePrice vs SAC Table: What is the Best Amortization System for You?
Understand the difference between Price Table and SAC in practice. Discover which amortization system is most advantageous for real estate and vehicle financing.
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